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U.S. Army Veteran Harassed by Collection Agency

Have you heard this story?  At they tell the horror of Michael Collier and his wife who have been harassed by a Minnesota Collection Agency as they try to collect on a $6000.00 student loan that is in default.   According to the couple, the collection agency and its lawyers continued to bombard them with repeated threats and verbal curses after they were given an exemption from a court.

  “If you would have served our country better you would not be a disabled veteran living off Social Security while the rest of us honest Americans work our a–es off,” one of the agency’s debt collectors allegedly told the vet. “Too bad, you should have died.”

According to the article, “The couple is now seeking compensation for actual damages, statutory damages, and punitive damages for violations of the Fair Debt Collection Practices Act (FDCPA), privacy invasion, malicious infliction of emotional distress and conversion.”

What really makes me angry is that this veteran, Michael Collier, received disability after having permanent spine and head injuries while in the Army.  His service to our country should afford him respectful treatment from all Americans including debt collectors.  I question the reason Mr. Collier even has a student loan debt.  Shouldn’t he receive schooling as part of his service? Moreover, if collection agencies are allowed to treat a disabled veteran and his wife this way, how can any other citizen in this country expect to be treated any better?

What do you think?

Sources Cited

‘You should’ve served US better and died!’ Debt collector berates disabled veteran. (2012, October 14). Retrieved from RT:

ROSS, J. (2012, October 12). The Worst Debt Collector in the World? Retrieved from Courthouse News Service:


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